Terms of Service

1. Eligibility & Onboarding

Business use only. You must complete KYC/KYB and any required sanctions/AML screening. We may approve, refuse, suspend, or terminate onboarding at our discretion.

2. Account, Roles, and Security

You are responsible for maintaining account credentials and access controls. Actions by your users are deemed authorized by you. Notify us immediately of suspected misuse.

3. Cards & Permitted Use

Cards may be used solely for legitimate advertising payments and related fees. Prohibited use includes illegal activities, sanctioned parties, and any use that breaches ad-platform policies or card-network rules.

4. Funding & Settlement

You authorize us and our banking/issuing partners to hold, transfer, convert, and settle funds as required to operate cards. Funding methods and settlement timelines are described in your dashboard and service order.

5. Fees & FX

Fees (issuance, maintenance, transaction, FX markup, chargeback handling, etc.) are disclosed in the order form or dashboard. We may update fees with prior notice where permitted.

6. Limits & Risk Controls

We may set or adjust limits, velocity controls, MCC restrictions, and other risk measures to protect the network and comply with law.

7. Chargebacks & Disputes

You must notify us within [X] days to dispute a transaction. Outcomes depend on card-network rules. We may debit fees and provisional credits.

8. Compliance

You must comply with applicable laws, sanctions, tax rules, and network standards (e.g., PCI, scheme rules). You remain responsible for your advertising content and regulatory obligations.

9. Data & Privacy

We process data in accordance with our Privacy Policy. You must obtain necessary consents from your users.

10. IP & Branding

Turson retains all rights to the Services, documentation, and brand assets. You may not reverse engineer or misuse our IP.

11. Service Changes

We may modify, suspend, or discontinue features with reasonable notice where required. Critical changes will be communicated via dashboard/email.

12. Warranties & Disclaimers

Services are provided “as is”. We disclaim implied warranties to the maximum extent permitted by law.

13. Limitation of Liability

To the extent permitted, our aggregate liability is limited to the fees paid by you in the [12] months preceding the claim. We are not liable for indirect or consequential losses.

14. Indemnification

You will defend and indemnify Turson against claims arising from your misuse of the Services or breach of these Terms.

15. Term & Termination

Either party may terminate with [30] days’ notice; we may terminate immediately for breach, risk, or legal reasons. Post-termination obligations (fees, chargebacks, data retention) survive.

16. Governing Law & Dispute Resolution

These Terms are governed by [Jurisdiction] law. Disputes will be resolved by the courts/arbitration.

17. Notices & Contact

Updates to these Terms will be posted to the website/dashboard.